Loans

Are Indian banks underestimating the problem of unsecured loans?

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Are Indian banks underestimating the problem of unsecured loans?

In today’s Finshots, we take a look at how India’s soft credit interest rate is starting to show its wings. Also, here are some side words before we begin. This weekend, we are holding a free 2-day Insurance Masterclass that helps you build true financial security by understanding health and life insurance the right way. … Read more

“Lock-in Effect” Improvement in the Housing Market: Sub-3% & 4% Home Loans Only Slowing Down

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"Lock-in Effect" Improvement in the Housing Market: Sub-3% & 4% Home Loans Only Slowing Down

Average ARMs have started to drop further and are at record lows: FHFA’s National Mortgage Database. By Wolf Richter for WOLF STREET. The extremely low mortgage rates for 2020 to 2022 – the 30-year rate has fallen below 3% as inflation is heading towards 9% – is one of the reasons for this frozen housing … Read more